Название: How to Invest: Navigating the Brave New World of Personal Finance Автор: Peter Stanyer, Masood Javaid, Stephen Satchell Издательство: Pegasus Books Год: 2023 Страниц: 272 Язык: английский Формат: pdf, epub (true) Размер: 10.2 MB
A dynamic new guide to personal investment for the era of cryptocurrencies and personal trading platforms.
We're all investors now.
The first quarter of the new century has seen developments in technology, monetary policy, and the management of large companies that have transformed personal savings and investment around the world.
Love it, loathe it, or just not interested in it, this innovation has changed not only the nature of money, but our understanding of what it means to invest—whether we want to safeguard our pensions, experiment with personal trading platforms, or simply understand how the markets really work.
How to Invest aims to help investors navigate this new world, offering a principles-based, keep-it-simple approach to help them make investment decisions and have investment conversations that will make the most of their money.
Easy to use, instantly available, inexpensive stock trading platforms have become an unmissable feature of personal investing in recent years. But how do new investors decide what to buy and how much? And should they join the reported 100 million-plus worldwide who have ventured into buying cryptocurrencies, and if so, which cryptocurrencies? These are archetypal 21st-century investment challenges for individual investors. This book provides signposts to help steer though the fog, and sometimes the excitement, that clouds the way through.
It is easy to miss how fast the world of personal investing has changed. Love it or loathe it or just not interested in it, tens of millions are now directly involved in investment markets to a degree not known by earlier generations. This includes many millions who now have personal pension accounts and personal responsibility for pension savings and their retirement income in a way that was largely unknown in the last century. The shift of financial accountability from employers to employees has been breathtaking. Many, though, have probably gone with the flow and scarcely noticed it. And now in the second decade of the new century, fintech innovations seem on the cusp of transforming banking and payments systems and perhaps going on to change the nature of money and with it our understanding of safe assets.
This comes after years of loose monetary policy, low interest rates and seemingly expensive stock markets. In combination with ready access to the new trading platforms and financial sector innovation, we are facing a situation that, in all likelihood, makes sudden financial crises more likely. All investors have been challenged by cautious investments that offered little secure income and the prospect of losses in value when interest rates and inflation rose. In our opinion, these are compelling reasons to keep investments simple and not get carried away by the prospect of making easy money. There is, we believe, simply no such thing.
The aim of our book is to help investors navigate this new world. As markets are transformed, investors need to be able to think beyond dodgy online chatter and to challenge investment company salesmen who will be motivated to recommend the latest new financial product.
Instead, we offer 18 key principles that will help investors make sensible decisions when they feel tempted that they “ought to be able to do better”. For example, our first chapter is called “Where’s the beef?”, a reminder to us all that we should only make an investment if we find the investment case convincing. The investment principles that underpin the book will help investors reduce the chance of making major investment mistakes.
Contents: Introduction: We’re All Investors Now Chapter 1: Where’s the Beef? Chapter 2: Know Thyself: Can I Trust My Own Advice or Do I Need an Adviser? Chapter 3: The Personal Pension Challenge Chapter 4: What Drives Performance? Chapter 5: Inflation, Interest Rates, Booms and Busts: Is Anything Safe? Chapter 6: Will Model Allocations help Me Invest Better? Chapter 7: Liquidity Risk: In Bad Times, Cash is King Chapter 8: Risk Assets: Global Equity Markets Chapter 9: Risk Assets: Global Credit Chapter 10: Multi-Asset Funds and Alternative Investments Chapter 11: Home Ownership and Real Estate Chapter 12: Art and Investments of Passion
Скачать How to Invest: Navigating the Brave New World of Personal Finance (Economist Books)
Уважаемый посетитель, Вы зашли на сайт как незарегистрированный пользователь.
С этой публикацией часто скачивают:
Personal Defense World - April/May 2023 Название: Personal Defense World Издательство: Athlon Outdoors Год / месяц: April/May 2023 Страниц: 118 Формат: True PDF Размер: 127,9 MB Язык:...
Stocks, Bonds, and the Investment Horizon Название: Stocks, Bonds, and the Investment Horizon: Decision-Making for the Long Run Автор: Haim Levy Издательство: World Scientific Publishing ...
Commodities For Dummies, 3rd Edition Название: Commodities For Dummies, 3rd Edition Автор: Amine Bouchentouf Издательство: For Dummies Год: 2023 Страниц: 374 Язык: английский Формат: pdf...
Personal Defense World - February/March 2023 Название: Personal Defense World Издательство: Athlon Outdoors Год / месяц: February/March 2023 Страниц: 116 Формат: True PDF Размер: 129,9 MB Язык:...