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Название: FinTech 5.0: The Journey from Cryptocurrency to Neobanking
Автор: Jayanta Chakraborti, Shalini Aggarwal, Pardeep Kumar
Издательство: Routledge
Год: 2025
Страниц: 286
Язык: английский
Формат: pdf (true), epub, mobi
Размер: 10.1 MB

This book offers comprehensive knowledge on, and the applications of, the rapidly evolving financial technology landscape. Authored by seasoned experts, it serves as a vital resource for both students and practitioners in the fintech sector.

Covering the evolution of cryptocurrencies to the rise of Neobanks and Central Bank Digital Currencies (CBDCs), this volume delves into critical topics such as blockchain, PayTech, LendTech, WealthTech, InsurTech, RegTech and artificial intelligence in finance. It also provides insights into Neobanking and CBDC. Each chapter details the latest trends, challenges, and regulatory frameworks shaping the industry, along with examples and illustrative case studies.

Artificial Intelligence, also known as AI, gives the financial industry a unique opportunity to reduce costs, improve customer experience and increase operational efficiency, among other things. Financial companies can provide excellent financial services to their customers. Various features of AI are used by different Fintech companies around the world to make operations safer and more efficient. All these solutions have one important goal: they increase the productivity of Fintech companies. By using automation tools for data analysis and chatbots, companies can greatly reduce the workload of their staff.

At present, AI is playing a crucial role. It is helping Fintech companies automate routine procedures and improve outcomes on a scale beyond human intelligence. The early application of AI enables Fintech companies to identify threats, prevent fraud, automate everyday tasks and enhance the quality of service. All these lead to improved efficiency and higher profits.

Students will benefit from the structured approach that facilitates understanding complex concepts, while practitioners will find real-world applications, case studies, and strategic insights to enhance their professional practices. With a focus on innovation and technology, this book not only prepares readers for the future of finance but also equips them with the tools to navigate and thrive in this dynamic environment. This unique volume is an essential guide to understanding and leveraging fintech advancements, for beginners and experts alike.

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